When you hit the road in Oklahoma with your new (or new-to-you) vehicle, we very much doubt that you plan on actually hitting someone or something. Car collisions are often called accidents because of this very fact: No one plans on them, but everyone should be prepared for them. Here at Andrew Davis Insurance Agency LLC, we help our clients prepare for undesired events by offering affordable and effective auto insurance packages.
Here's what you should know about buying auto insurance for your Oklahoma vehicle:
Every Oklahoma vehicle owner, no matter the make, model, or year of their vehicle, must adhere to certain mandatory liability insurance minimums that will cover damages or injuries caused to other parties in an accident where the policyholder is deemed at fault. In this state, those mandatory liability insurance minimums are as follows:
Some states also require drivers to carry uninsured and underinsured motorist coverage. Oklahoma doesn't require this, but we strongly recommend it for every driver. Uninsured/underinsured motorist coverage is a type of coverage that will protect you, your vehicle, and any passengers you carry in the event you are in an accident caused by another who either failed to follow state laws on insurance policies or caused an accident in which damages far exceeded their limits.
Personal liability insurance and uninsured and underinsured motorist coverage are the two most common types of auto insurance policies we broker at Andrew Davis Insurance Agency, LLC, but they are just the beginning. Call our team today to learn more about these and other policies that will protect your investments.
