Oklahoma may be landlocked, but that doesn't mean it lacks waterways worthy of boating, swimming, and other water activities. There's Lake Eufaula, whose 600 miles of shoreline attracts millions of people yearly, and the Neosho River, often called the Grand River, has clear waters and fantastic fishing and boating opportunities. As you can see, there are plenty of places to take your boat or jet ski, but before you do, consider adding Oklahoma insurance policies to safeguard yourself, your family, and your investment.
Unlike auto insurance, boat, and watercraft insurance is not required. Those over the age of 15 don't even need a license to operate a boat on Oklahoma waters. Yet, our team at Andrew Davis Insurance Agency LLC is proud to connect watercraft owners with outstanding insurance policies every day, as this style of coverage offers incredible peace of mind and protection. Consider the following qualities of Oklahoma boating insurance and why you should invest in it:
The most important aspect of boating insurance is providing liability coverage if whoever is driving the boat causes property damage or bodily injury to someone else. An insurance policy with liability coverage will cover medical and legal fees up to the policy's limits in the event of an accident.
Because Oklahoma doesn't require boating insurance, you run a higher risk of encountering someone who will cause an incident in which you'll be left with the bill. Boat insurance policies can include comprehensive and collision insurance in which your insurer will pay the legal fees required after the at-fault party or otherwise reimburse you for necessary repairs and even replacement costs. Additionally, you can be covered for damages caused by non-boating incidents like storms, theft, and vandalism.
Learn more and get started on your boating insurance policy today by giving our team at Andrew Davis Insurance Agency LLC a call.
