Your Oklahoma home is your sanctuary and is most likely your most valuable asset. As with valuable assets, you want and often need to protect and safeguard your home and property with insurance. Home insurance coverage is designed to offer financial protection in the event of a covered incident. The following is a quick look at how that's important and how our team at Andrew David Insurance Agency LLC can help:
Oklahoma's geographic location puts the state and its citizens at risk for several volatile weather conditions. Severe storms that lead to hail and tornados are much more common here than in places like the Midwest, and, unfortunately, such storms can cause significant damage. Oklahoma home insurance is specially designed for these types of natural phenomena, offering homeowners reliable coverage that will help them repair or even rebuild their homes following a weather-related disaster.
Home insurance coverage can be expanded to protect homeowners and their families in the event of theft or vandalism, offering financial reimbursements to cover lost property, including things like bicycles and electronics. Additionally, home insurance coverage most often centers upon personal liability, which can protect you from a more hidden type of human-related risk. Take, for example, a neighbor who comes onto your property and injures themselves as they walk down your front stoop. That neighbor can file suit against you for their medical injuries. Without home insurance, you may have to pay out of pocket for legal fees and medical reimbursement. With home insurance, your insurer will pay most of, if not all, of those related fees.
Here at Andrew Davis Insurance Agency LLC, we are proud to help homeowners all over Oklahoma find the right balance of insurance coverage and premium amounts to meet their needs and budget. Contact us today to get started on your plan.
