As an Oklahoma business owner, you must take all measures to secure your business and ensure the proper protection for your interests and any employees working with you. This is why Andrew Davis Insurance Agency LLC offers commercial insurance to help you comply with state law and protect your business with recommended coverage options.
Any business that requires employees to make deliveries or use a company vehicle for any purpose must be insured with commercial auto insurance. This policy provides full coverage and covers employees driving your vehicles.
Also, any business with multiple employees must carry worker's compensation coverage as a part of their commercial insurance property. Again, this policy protects the rights of employees, giving them coverage if they are hurt while working on the job. Sometimes, the employee in question may be awarded supplemental pay until they return to work.
An Oklahoma business can maximize its commercial insurance policy with other options, such as general liability or business interruption coverage. With general liability insurance, you can protect yourself as the owner, the business name, and employees who may be taken to court for damages or expenses. A general liability insurance policy will cover injury incidents by customers and defamation.
Business interruption coverage also covers your employees and the business if you aren't able to operate as you would due to circumstances out of your control. This could be a natural disaster, a shutdown of the area by local governing bodies, or a lack of product and equipment being hit by supply demands. File a claim with your insurance so that you can continue to pay your employees.
If you are a business owner in Oklahoma, do not put off getting the insurance you need to stay financially stable. Contact our agents at Andrew Davis Insurance Agency LLC today for more information and to get a personal quote.
